The trap of personal loans and credit cards
Reading Time: 5 minutes We do not deny the fact that a loan can be used to improve your life, but this is only true if you are smart enough with your money management. Not all debt is...
Author: The Finance IQ
Financing a car on debt – what you need to know
Reading Time: 3 minutes With the growing demand for cars in South Africa, many aspiring car owners sort for the car loans as a method of financing their cars. This is contrary to the fact that it is...
Buying a car for the first time
Reading Time: 4 minutes Buying a car is one of the dreams of many people. More often, when it comes to cars, emotions play a bigger role on influencing the choice of the car. In our society owning...
The power of emotions on money
Reading Time: 4 minutes If you have the power to change the past, how many past financial decisions will you improve? Most often the way we manage our money is influenced by our emotions. An emotion is defined...
Surviving harsh economic conditions
Reading Time: 4 minutes In life sometimes you will be exposed to difficult situations. The main shortfall of our education system is that, we are trained to be good enough for a job. When you fail to get...
First time investing – how and what to invest in
Reading Time: 4 minutes Investing is buying an income-generating asset with an expectation that your asset will grow in value or rather work for you. When you invest, you are buying a potential – this is why an...
Investing for the first time with a small budget
Reading Time: 3 minutes Doing something for the first time is always scary and interesting at the same time. You are not sure if what you are doing is risky or not. This is what it feels when...
Starting a new company – should you quit your job?
Reading Time: 5 minutes Getting a job has always been one of the dreams of many of us. Our teachers and family acted as our trusted advisors in guiding us to select the career path that we needed...
Investing before paying off debt – does it make sense?
Reading Time: 5 minutes Being in debt is sometimes confusing. You may fail to take advantage of great investment opportunities because you feel trapped in debt. So does investing before paying off debt makes sense? Every month you...
How to build a habit of saving and investing
Reading Time: 6 minutes The most common excuse young people make is that they do not have enough money to save or invest. In actual fact, very few people are incapable of saving money if their money management...
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