How to pay off credit card debt
Reading Time: 3 minutes Paying off a credit card takes a lot of hard work. On this article I will take you through my personal journey of how to pay off credit card debt. I am grateful to...
Category: Debt
How I paid off my personal and car loans early
Reading Time: 5 minutes Debt is very stressful and in most cases it takes away your peace of mind. Debt can either be good or bad. Good debt is the debt you acquire to buy an asset that...
Renting or buying a residential property
Reading Time: 4 minutes It is a basic human need to have a home. Many people dream of owning a home but few people understand the property world. On this article we will share with you some of...
How a credit card affects your credit score
Reading Time: 3 minutes A credit card gives you an option to borrow money up to a given limit. This form of debt is unsecured, transactional and revolving. This makes a credit card debt more costly in terms...
Bad money habits can lead to depression
Reading Time: 3 minutes During the Coronavirus pandemic, most families lost their incomes due to retrenchment. It is true that that money cannot buy you happiness but worrying about not having it can deprive you of your joy....
Getting out of debt
Reading Time: 4 minutes One of the most challenging thing to do for most people is getting out of debt. In South Africa, debt is very easy to get but very difficult to get out of. Debt can...
Payment Holiday – a blessing or a trap?
Reading Time: 3 minutes A payment holiday on your debt is when the lender gives you a temporary suspension of your repayments in the condition that you are unable to pay your debt obligations. It sounds too good...
The effects of cutting interest rates
Reading Time: 4 minutes As we have seen during the economic meltdown caused by Coronavirus, most central banks around the world cut interest rates to stimulate the economy. One may wonder – what are the effects of cutting...
The impact of small steps and consistency on money management
Reading Time: 4 minutes How do you invest when your salary is very small? Is investing for rich people only? Many people are not aware of the impact of small steps and consistency on money management. What can...
The aftermath of the Coronavirus pandemic – what to expect
Reading Time: 3 minutes Coronavirus has done a lot of damage to everyone around the globe. The quick spread of the virus created uncertainty which disrupted the way we live. Fear has taken hold of almost everyone. The...
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